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Note: This post is going to assume a lot of privilege. It's not going to address the very real issues of income inequality and systemic disadvantage, as those are a bit beyond my wheelhouse (although I do have pretty strong opinions about policy changes we should make that could at least help address those issues). … Continue reading The Extraordinary Opportunity of Starting Early (and Privilege)
Some of the episodes in my new podcast series Teaching You to Fisch (Spotify, Apple Podcasts, YouTube) include spreadsheets I've created to illustrate particular topics. Some of them are modifications of spreadsheets I've used before and some are newly created. Because not everyone is going to choose to watch/listen to the podcasts (they are really … Continue reading Spreadsheet: Credit Card Compounding
I just released Episode 9 of the Teaching You To Fisch podcast. This episode examines how credit cards can be a force for good if you use them responsibly. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also embedded it below. As always, feedback is appreciated. https://youtu.be/d4iPygsbCVs?si=QM1qjGp1j6ZD1u0c All episodes available here … Continue reading Podcast Episode 9: Credit Card Rewards
I just released Episode 8 of the Teaching You To Fisch podcast. This episode examines credit and debt and discusses good (allegedly) and bad (definitely) debt. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also embedded it below. As always, feedback is appreciated. https://youtu.be/YX1W6KZGDYg?si=UjyYab5fbCoMU6QQ All episodes available here (Spotify, Apple Podcasts, … Continue reading Podcast Episode 8: Debt
IT DEPENDS! Okay, I really wanted to just leave this as a two-word blog post, but I decided that probably wasn't all that helpful. The genesis of this post was a discussion on Facebook where people were giving advice about what account someone should invest money in. Often these folks are really big fans of … Continue reading Should I Invest in My Traditional, Roth, or Taxable Account?
I continue to come across a surprisingly common misconception when I'm talking to people about finances and/or teaching my class. The misconception arises in the context of paying down debt and where folks should put any "extra" funds they may have available. I'm going to use the following theoretical example of someone who currently has … Continue reading Interest Rate Matters
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