Financial Education for Colorado Educators (and those they love). Absolutely Free.
This is going to be very long (first rationale, then step-by-step instructions). I think it's going to be worth it, but we'll see. Ask just about any math teacher and they'll tell you that humans don't have a very good intuitive sense of exponential growth (e.g., see the response to the pandemic). Humans are pretty … Continue reading Spending Matters: Calculating How Many Days Earlier You Can Retire
It's no secret that the real estate market pretty much everywhere in the United States is pretty crazy right now. Housing inventory is low (almost nonexistent in some places) and prices are high and going higher. Some of this has been offset by historically low mortgage interest rates, but even those have now risen to … Continue reading Home Buyer Assistance
One of the most helpful innovations in both investing and retirement planning has been the Target Date Fund. If you're not a familiar, a Target Date Fund is one investment that allows you to pick the date at which you anticipate needing your money (typically when you expect to retire), and the fund is setup … Continue reading Are Target Date Funds The Best Choice for Educators?
Every year when the Colorado legislature meets in the spring, there are typically several bills related to Colorado PERA that are proposed and sometimes passed. Sometimes those bills are very minor and sometimes very major. When they are major, they typically get a ton of attention, but when they are minor (or at least perceived … Continue reading PERA-Related Bills Before the Colorado Legislature: Your Action Needed
I Just wanted to share my latest book (along with co-author Adam Skarr), this one for Washington (state) educators, focusing on financial literacy and making the most of their Washington TRS pension benefits. Please consider sharing with any educators you know in the state of Washington. This is the latest in the TL;DR Financial Literacy … Continue reading New Book: TL;DR: Financial Literacy for Employees of Washington Public Schools
Yep, another clickbaity headline, but hear me out. A couple of months ago I wrote my last clickbaity headline, How to Make $2,000 in 30 Minutes (For Real), which described how you could make $2,000 in an (arbitrarily chosen) six years by getting the American Express Blue Cash Preferred Credit Card (that's a referral link … Continue reading Turn 30 Minutes into $15,000 (No smoke and mirrors, just math)
Fisch Financial 