HSA Conversions for Very Early Retirees

I've written previously about the incredible opportunity of using your HSA as a stealh retirement account (for those who can afford to do so). More recently, I wrote about a variation on that strategy for folks who were not maxing out their Roth contributions. Today's post is about a strategy that some very early retirees … Continue reading HSA Conversions for Very Early Retirees →

The State Tax Deduction Many People Miss

This post comes with the usual caveat: I am not a tax expert and this is for informational purposes. One of the great things about the tremendous decrease in the cost and difficulty of investing (thank you Jack Bogle) has been that many more people are investing in stocks and bonds through brokerages like Vanguard … Continue reading The State Tax Deduction Many People Miss →

Planning for Potential Long-Term Care Costs in Retirement

A topic that frequently comes up in my financial literacy class for educators as well as just in general conversation is how to pay for potential long-term care costs in retirement. I want to be clear, I am in no way an expert on this topic. Having said that, I have done a fair amount … Continue reading Planning for Potential Long-Term Care Costs in Retirement →

Talking EVs on the Teach and Retire Rich Podcast

I was a guest on the Teach and Retire Rich Podcast talking about electric vehicles this week. I do want to reemphasize a point that was made several times on the podcast, which is that for many folks their first EV should likely be an "around town" commuter car, which means it doesn't have to … Continue reading Talking EVs on the Teach and Retire Rich Podcast →