Inherited IRAs and the Sidedoor 401k/403b/457b/IRA/HSA

Recently I’ve suggested to two different people something they might want to consider regarding an IRA they have inherited from a parent. While this strategy seems pretty straightforward to me, it was very much a surprise to them so I thought it might be worth a quick blog post (well, "quick" for me :-). This … Continue reading Inherited IRAs and the Sidedoor 401k/403b/457b/IRA/HSA →

A Not So Modest Proposal: Teach My Financial Literacy for Educators Class

So I'm not quite sure how to do this without it seeming like I'm bragging. And, in a way, I am, but there is a higher purpose here, so please bear with me. Here are three recent reviews from teachers who just completed the latest section of my financial literacy class for Colorado educators: Now, … Continue reading A Not So Modest Proposal: Teach My Financial Literacy for Educators Class →

Taxes For Teachers 101

This post is mostly for me, as I need a place to refer folks to in the financial literacy for teachers class I teach for basic questions about taxes (and perhaps it could be useful for others as well). While there are a plethora of resources about taxes out there, I needed something that just … Continue reading Taxes For Teachers 101 →

Choose Your Own Inflation

I wrote a short post about inflation last year (so far it’s holding up pretty well), but I wanted to revisit the topic because I came across the following really interesting chart (source). This chart contains a lot of useful information but, like many data, it can be interpreted in a lot of different ways … Continue reading Choose Your Own Inflation →

The New Student Loan REPAYE Plan: Almost Free College for Most?

Important Caveats: Student loans are complicated, the rules change often, and I am not an expert. The new REPAYE Plan is still in the proposal stage. While it looks likely to go through later this summer (presumably before the student loan payment pause ends), there still could be adjustments to the provisions described below. This … Continue reading The New Student Loan REPAYE Plan: Almost Free College for Most? →

New Book: TL;DR: Financial Literacy for New Hampshire Public School Employees

I just wanted to share my latest book, this one written with Sheila Miller for employees in New Hampshire Public Schools, focusing on financial literacy and making the most of their NHRS pension benefits. Please consider sharing with any teachers you know in New Hampshire. This is the latest in the TL;DR Financial Literacy series. … Continue reading New Book: TL;DR: Financial Literacy for New Hampshire Public School Employees →