FSAs: Use It Or Lose It (Except Not All Of It)

Updated June 2026 with 2026 limits. I've written before about Health Savings Accounts (HSAs), and how they are great to pay for medical expenses pre-tax but even better if you use them as a stealth retirement account. I've also written about Section 125 Plans, which includes your insurance premiums and Flexible Spending Accounts (FSAs). But … Continue reading FSAs: Use It Or Lose It (Except Not All Of It)

Investing, Volatility and Asset Allocation

I've written a bit before about investing, volatility and asset allocation (here, here, and here, as well as in my books). Individual circumstances matter a lot, including - but not limited to - your goals, your risk tolerance and your investment horizon. But, in general, I think that many people are not invested enough in … Continue reading Investing, Volatility and Asset Allocation