Financial Education for Colorado Educators (and those they love). Absolutely Free.
Initiative 195 has made the Colorado ballot for November. If it passes, this would change Colorado's state income tax from its current flat 4.4% to a graduated income tax (similar to how federal taxes work). Proposed Colorado State Income Tax Brackets As a result of these changes, it's estimated to raise Colorado revenues by about … Continue reading Colorado Initiative 195: State Graduated Income Tax
I will be offering a free presentation (via Zoom) on Tuesday, September 15th from 7:00 pm - 8:30 pm Mountain Time. I will present five financial "moves" that every educator can make to improve their financial lives. And while "educator" is in the title, four of the five moves apply to everyone, not just educators, … Continue reading Five Fall Financial Moves for Educators (Zoom Presentation)
I sometimes get asked something along the lines of, "What book(s) should I read to learn more about financial topics?" Mainly to make my life easier by being able to send them this (but also hopefully to be helpful to other folks), this post is the answer to that question. To be perfectly clear, someone … Continue reading My Financial Literacy Reading List
This blog has never been particularly focused on FIRE (Financial Independence Retire Early). Rather I've focused on the FI part (Financial Independence), as that's useful and helpful to everyone whether they want to retire early or not. Having said that, this blog also focuses on public school educators and, historically at least, they have often … Continue reading Pension FI(RE)
Someone reminded me the other day about Colorado Promise and I realized I'd never written about it. Most Coloradans are (hopefully) aware of the College Opportunity Fund, which pays a stipend for Colorado residents to attend in-state public universities (and some in-state private universities). They are also (hopefully) aware of Colorado's College Invest 529 plan, … Continue reading Colorado Promise Tuition Assistance
Someone reminded me today about Colorado's Senior Property Tax Exemption. While Colorado property taxes are actually relatively low, that doesn't mean they are $0, so this is worth checking out. We are not 65 so haven't been able to use it yet, but I realized that I had never written about it for those who … Continue reading Colorado’s Senior Property Tax Exemption