Financial Education for Colorado Educators (and those they love). Absolutely Free.
The quick and easy application for the 2026 Colorado Educator Loan Forgiveness is now open (through April 15th). Every Colorado educator with Federal student loans should apply for this. While the number of awards is limited, some of you will receive $5,000 to apply toward your student loans. And even though not everyone will receive … Continue reading 2026 Colorado Educator Loan Forgiveness Application Open
While many professions require continuing professional education, this blog mainly focuses on K-12 educators. I've written previously about the importance of advancing horizontally on the salary schedule as quickly as possible. Sometimes when we discuss this in my financial literacy class for Colorado educators participants will acknowledge this, but also bemoan the cost of taking … Continue reading Tax Breaks for Paying for Continuing Education
As I'm preparing for the Educational Session on Tax Planning, Safe Withdrawal Rates, and Withdrawal Sessions on May 2nd, I'm reminded of some factors that act as tailwinds for folks who retire a bit earlier than average. Before we talk about those tailwinds, we need to define what "average" is. The latest data I've seen … Continue reading Five Tailwinds for Early(ier) Retirement
Someone had a question in a financial meetup group I attended today about where they should put a lump sum of money for future college expenses for their current 8th grader and 6th grader. Simplifying a bit, they are probably going to sell a rental real estate property and want to set aside the proceeds … Continue reading Where Do I Put Short-Term Money for College Savings?
I'm going to be offering an educational session on tax planning, safe withdrawal rates, and withdrawal strategies in retirement on Saturday, May 2nd, from 9:30 am to 3:30 pm at Koelbel Library in Centennial (Colorado). To be perfectly clear, I am not an expert on these topics. Instead, I will be facilitating the session, sharing … Continue reading Educational Session: Tax Planning, Safe Withdrawal Rates, and Withdrawal Strategies in Retirement
I've (actually, we've) been offering my Personal Financial Literacy for Colorado Educators course for four years now. I decided to offer this initially because, based on my interactions with fellow Colorado educators, there seemed to be a large percentage of them who didn't know some key aspects of financial literacy (and, specifically, how their defined … Continue reading Three 90-Minute Presentations Every School District Should Give To Their Employees (and here are the resources to do it)
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