Financial Education for Colorado Educators (and those they love). Absolutely Free.
It's no secret that the cost of food has increased significantly in the past few years. And while purchasing food at the grocery store is still much, much (much!) less expensive than eating out, that doesn't mean it hasn't increased tremendously. There have always been techniques that help you save on your grocery bills and … Continue reading How We Automatically Save 11% On Our Groceries
We will be holding a free financial literacy conference on Saturday, November 7, 2026 at Koelbel Library in Centennial, Colorado. The conference will feature one nationally known speaker (live via Zoom, with Q&A after their presentation), one somewhat meh local speaker in person (umm, that would be me), two case studies, a panel discussion responding … Continue reading ExempliFI Fall 2026 Conference: November 7, 2026 (Free!)
Initiative 195 has made the Colorado ballot for November. If it passes, this would change Colorado's state income tax from its current flat 4.4% to a graduated income tax (similar to how federal taxes work). Proposed Colorado State Income Tax Brackets As a result of these changes, it's estimated to raise Colorado revenues by about … Continue reading Colorado Initiative 195: State Graduated Income Tax
I will be offering a free presentation (via Zoom) on Tuesday, September 15th from 7:00 pm - 8:30 pm Mountain Time. I will present five financial "moves" that every educator can make to improve their financial lives. And while "educator" is in the title, four of the five moves apply to everyone, not just educators, … Continue reading Five Fall Financial Moves for Educators (Zoom Presentation)
I sometimes get asked something along the lines of, "What book(s) should I read to learn more about financial topics?" Mainly to make my life easier by being able to send them this (but also hopefully to be helpful to other folks), this post is the answer to that question. To be perfectly clear, someone … Continue reading My Financial Literacy Reading List
This blog has never been particularly focused on FIRE (Financial Independence Retire Early). Rather I've focused on the FI part (Financial Independence), as that's useful and helpful to everyone whether they want to retire early or not. Having said that, this blog also focuses on public school educators and, historically at least, they have often … Continue reading Pension FI(RE)