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I was a guest on the Teach and Retire Rich Podcast talking about electric vehicles this week. I do want to reemphasize a point that was made several times on the podcast, which is that for many folks their first EV should likely be an "around town" commuter car, which means it doesn't have to … Continue reading Talking EVs on the Teach and Retire Rich Podcast
I've written previously about how folks who can afford to both contribute to a Health Savings Account (HSA) and pay their current out-of-pocket medical expenses from their checking account can use their HSA as a stealth retirement account. It's better than either pre-tax or Roth retirement accounts because as long as you eventually use the … Continue reading Leveraging Your HSA to Increase Your Roth Contributions
I've written previously about installing solar panels and batteries as well as converting our heating, air conditioning and water heating over to electric heat pumps. We now have a full 12-months worth of electric bills since having Xcel Energy completely shut off natural gas to our home, so I thought I'd share our numbers. Before … Continue reading One Year of An All-Electric House
The quick and easy application for the 2026 Colorado Educator Loan Forgiveness is now open (through April 15th). Every Colorado educator with Federal student loans should apply for this. While the number of awards is limited, some of you will receive $5,000 to apply toward your student loans. And even though not everyone will receive … Continue reading 2026 Colorado Educator Loan Forgiveness Application Open
While many professions require continuing professional education, this blog mainly focuses on K-12 educators. I've written previously about the importance of advancing horizontally on the salary schedule as quickly as possible. Sometimes when we discuss this in my financial literacy class for Colorado educators participants will acknowledge this, but also bemoan the cost of taking … Continue reading Tax Breaks for Paying for Continuing Education
As I'm preparing for the Educational Session on Tax Planning, Safe Withdrawal Rates, and Withdrawal Sessions on May 2nd, I'm reminded of some factors that act as tailwinds for folks who retire a bit earlier than average. Before we talk about those tailwinds, we need to define what "average" is. The latest data I've seen … Continue reading Five Tailwinds for Early(ier) Retirement
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