Let me be clear, many of you should not. Many of you should hire a full-blown certified financial planner (CFP) who uses a fee-only method (as opposed to percentage of assets managed). This is especially true if you have a more complicated situation such as owning multiple real estate properties, or being part of a […]
Read MoreYou should hire a financial planner. You really should. This service is for those of you who won't (at least not yet)...
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FI for Colorado Teachers Part 7: Case Study 3: Single Teacher
TL;DR: This case study looks at a single teacher and lays out several paths for retiring (or achieving work-optional status) by age 45. Part 1 in this series describes the “what” and the “why” of Financial Independence. Part 2 discusses the process of “how.” Part 3 looked at the possible “what its” and “yeah, […]
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FI for Colorado Teachers Part 6: Case Study 2: Teacher Married to a Non-Teacher
TL;DR: This case study looks at a teacher married to a non-PERA-covered employee and lays out several paths for retiring (or achieving work-optional status) by age 45. Part 1 in this series describes the “what” and the “why” of Financial Independence. Part 2 discusses the process of “how.” Part 3 looked at the possible “what […]
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BlockFi: A Possible Alternative to Low Yield Savings Accounts
I’ve been debating for a while whether to post this here because I will be discussing a much riskier, alternative investment. As someone who argues you should pretty much invest in diversified index funds and forget it (other than rebalancing), this is a bit uncomfortable. But I finally decided to post because many people have […]
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