Aurora Public Schools Single-Vendor 403b Plan: Is It The Best Choice?

I've written before about 401k, 403b, and 457b retirement plans and the similarities and differences between them. Unfortunately, many school districts offer some truly horrible 403b plans (listen to Learned by Being Burned for more info). But there has been a positive development lately in that some school districts, typically large ones, have now started … Continue reading Aurora Public Schools Single-Vendor 403b Plan: Is It The Best Choice? →

Paying Your Property Taxes with a Credit Card

Our 2023 property taxes on our house were due in April. As I've written about previously, property taxes in Colorado are actually very low when compared to other states, but that doesn't mean they aren't a significant expense (ours were $5571 for 2023). I always used to pay these by electronically paying from my bank … Continue reading Paying Your Property Taxes with a Credit Card →

TL;DR: Financial Literacy for Employees of Idaho Public Schools: Optimizing Financial Decisions Based on Your PERSI Benefits

I just wanted to share my latest book (written along with Trevor Deighton), this one for employees of Idaho Public Schools, focusing on financial literacy and making the most of their PERSI pension benefits. Please consider sharing with any educators you know in Idaho. This is the latest in the TL;DR Financial Literacy series. If … Continue reading TL;DR: Financial Literacy for Employees of Idaho Public Schools: Optimizing Financial Decisions Based on Your PERSI Benefits →

Low Income Coloradans Can Save Up to $26,500 on a New EV

I've written previously about the great incentives Coloradans have to purchase an electric vehicle. It just got even better for low-income Coloradans: an additional $5,500 rebate from Xcel Energy. While many readers of this blog may not qualify (because your income is too high), some of you might. And almost all of you will know … Continue reading Low Income Coloradans Can Save Up to $26,500 on a New EV →

Colorado’s E-Bike Tax Credit Begins!

Starting April 1, 2024 (that's tomorrow if you're reading this the same day I post it), all Coloradans will qualify for a $450 tax credit (applied at the time of purchase) for eligible e-bikes. There are some minor restrictions: the bike has to be UL-certified, you must purchase from a registered Colorado e-bike retailer (which … Continue reading Colorado’s E-Bike Tax Credit Begins! →