Matt Raleigh, my co-author on our California book, will be teaching PEFL 9000 - Financial Literacy for CA Educators: Making the most of CalSTRS, Employer Benefits, and Investments through University of the Pacific. This course is designed to teach you everything around your financial life as a teacher that you wish you had been taught … Continue reading California Educators: Take This Class!
Colorado’s “Cash for Clunkers” Program
Beginning on Thursday, August 31st, Colorado is launching a new incentive for income-qualified Coloradans to purchase a new or used EV. Titled "Vehicle Exchange Colorado", this can provide up to a $6,000 incentive if you trade in your existing older vehicle and if you meet the other qualifications (note that this is in addition to … Continue reading Colorado’s “Cash for Clunkers” Program
Book Recommendation: Financial Feminist
Just a quick post to pass along a book recommendation. I just finished Financial Feminist by Tori Dunlap (she also has a podcast). While I think this book is good for everyone, I think it is especially valuable for younger folks (let's say under 40 although, again, good for everyone) and for women. Note that … Continue reading Book Recommendation: Financial Feminist
Colorado Statewide E-Bike Rebate Program
Colorado just opened up the lottery for the statewide e-bike rebate. Initial registration is only open through Monday, August 21st, so act now. Note that currently you have to be income-qualified ($1,100 rebate for those under 80% of median household county income, $500 rebate for between 80% and 100%). Starting next April, everyone will qualify … Continue reading Colorado Statewide E-Bike Rebate Program
Fidelity: One Account to Rule Them All (including checking and savings)?
Update 6-25-24: I originally posted this in August of 2023. At that time, the Cash Management Account (CMA) at Fidelity only allowed you to put your "core position" in an FDIC-insured bank account that was paying around 2.7%. Since Fidelity's brokerage account's core position was a Money Market paying around 4.9%, that was my recommendation. … Continue reading Fidelity: One Account to Rule Them All (including checking and savings)?
Why You Should (and How To) Transfer Your HSA to Fidelity
I've written previously about why I think an HSA is not only great in general, but is especially great if you have the ability to use it as a stealth retirement account. But for folks who want to use it this way, the HSA provider that they are with is not always the optimal choice. … Continue reading Why You Should (and How To) Transfer Your HSA to Fidelity
Fisch Financial 