Student Loan IDR Waiver Extended to December 31st, 2023

Recently I wrote about the proposed new REPAYE program for federal student loans. While we still haven't heard whether this is going to go through as proposed or will be modified, we did get a different announcement last week from the Department of Education which is also a huge deal for many federal student loan … Continue reading Student Loan IDR Waiver Extended to December 31st, 2023

Free Student Loan Help for NEA Members

Folks who are members of the National Education Association have access to a free student debt navigator program called Savi. This is an online tool that asks you a bunch of questions about your student loans and the rest of your financial situation (income, taxes, marital status, loan forgiveness eligibility, etc.) and then gives you … Continue reading Free Student Loan Help for NEA Members

New Book: TL;DR: Financial Literacy for Alaska Public School Teachers: Optimizing Financial Decisions Based on Your TRS Benefits

I just wanted to share my latest book, this one written with Traci Sanders for teachers in Alaska Public Schools, focusing on financial literacy and making the most of their TRS pension benefits. Please consider sharing with any teachers you know in Alaska. This is the latest in the TL;DR Financial Literacy series. If you … Continue reading New Book: TL;DR: Financial Literacy for Alaska Public School Teachers: Optimizing Financial Decisions Based on Your TRS Benefits

Why You Should Leave Verizon (and T-Mobile, and Probably Your Cell Phone Carrier)

Much like my recent post about switching banks, many (most?) folks don't think very much about their cell phone carrier. Much like with their bank, many people originally picked a carrier and have just stuck with them. They haven't looked closely at whether the carrier they are with is the best one for their needs, … Continue reading Why You Should Leave Verizon (and T-Mobile, and Probably Your Cell Phone Carrier)

Why You Should Leave Wells Fargo (and Chase, and Probably Your Bank)

One of the first topics we cover in my financial literacy class for teachers is bank accounts. Many participants later admit that they rolled their eyes a bit about this topic when they first saw it. Checking and savings accounts? What's to learn? As it turns out, many of them learn enough to make them … Continue reading Why You Should Leave Wells Fargo (and Chase, and Probably Your Bank)