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I've written previously comparing our options for health insurance in retirement (2024, 2025). In both years insurance through the ACA Marketplace was easily the better choice. But for 2026 there are big changes to both PERACare and the ACA Marketplace that are going to make the comparison much closer (and more complicated). The big change … Continue reading PERACare vs. ACA Marketplace: 2026 Edition
I just released Episode 16 of the Teaching You To Fisch podcast. This episode explores your choices for health insurance in retirement and gives you some suggestions on how to think about and evaluate them. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also embedded it below. As always, feedback is … Continue reading Podcast Episode 16: Health Insurance in Retirement
I've written previously about the advantages of an Health Savings Account (HSA) account, particularly if you can afford to not reimburse yourself right away and instead use it as a stealth retirement account. The usual (and best) way to contribute to your HSA is through payroll deduction. That way it not only comes out pre-tax, … Continue reading You Can Contribute Directly to Your HSA
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