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On December 3, 2021, the recordkeeper for PERA's 401k, 457 and DC plans will change from Voya to Empower. This is a result of a request for proposals and PERA staff and the Board looking at the submissions. Your investing choices will remain the same, you'll simply login to Empower's website which should hopefully provide … Continue reading PERAPlus 401k/457/DC: New Recordkeeper, Same Fees (almost)
I’ve written a bit about health insurance before, going through the options for Littleton Public Schools (LPS) and Douglas County School District (DCSD). I was recently helping someone and thought I would update the numbers given LPS’s current insurance offerings, and also spend a bit more time talking about possibly using your HSA as an … Continue reading Health Insurance and Using Your HSA as a Stealth Retirement Account
The PERA Board voted, pending final contract negotiations, to switch record keepers for the Defined Contribution plans (which includes the 401k/457b plans) from Voya to Empower. Voya came in second place in the RFP process, and it would've been "fine" to continue with them, but staff, the consultant, and the Board all thought Empower would … Continue reading PERA Votes to Switch from Voya to Empower
Summary: If you have a teenager with a job, opening a Roth IRA for them is really good idea from both a learning and a financial perspective. Our daughter is 17 and has had a part-time job for a little over a year. She makes minimum wage and probably works about 8 hours a week … Continue reading Working Teens and Roth IRAs
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