IT DEPENDS! Okay, I really wanted to just leave this as a two-word blog post, but I decided that probably wasn't all that helpful. The genesis of this post was a discussion on Facebook where people were giving advice about what account someone should invest money in. Often these folks are really big fans of … Continue reading Should I Invest in My Traditional, Roth, or Taxable Account?
Tag: taxes
Knock-On Effects of the WEP and the GPO Repeal
Last night the Senate passed HR 82, which repeals the WEP and the GPO. As I posted last night, this is a bit more complicated than some people think and some folks may be surprised by some of the ultimate outcomes. While those "complications" were very much discussed by opponents of the bill, today I … Continue reading Knock-On Effects of the WEP and the GPO Repeal
Coloradans Looking for a New Vehicle Should Buy an EV This Month
I've written previously about EVs and why I think folks should consider buying one. Apparently many Coloradans agree, as 25.3% of the cars sold in Colorado in the 3rd quarter were EVs. If you are a Colorado resident and are considering a new (or used) car, I would highly recommend you consider purchasing before the … Continue reading Coloradans Looking for a New Vehicle Should Buy an EV This Month
You Can Contribute Directly to Your HSA
I've written previously about the advantages of an Health Savings Account (HSA) account, particularly if you can afford to not reimburse yourself right away and instead use it as a stealth retirement account. The usual (and best) way to contribute to your HSA is through payroll deduction. That way it not only comes out pre-tax, … Continue reading You Can Contribute Directly to Your HSA
2025: New Year, New Limits
Updated July 2025 to reflect changes in the standard deduction and the bonus deduction for those over age 65 (due to legislation). As we are about to turn the page (click the arrow?) on the calendar to move into 2025, there are many changes that happen around taxes. These include tax bracket changes, changes in … Continue reading 2025: New Year, New Limits
Taxing Capital Gains: Current Law and Some Interesting Proposals
There has been lots of chatter lately about some proposals around changing how we tax capital gains, and especially around a proposal to tax unrealized capital gains. This is due to the Harris/Walz campaign saying they generally support the proposals that the Biden Administration included in their Fiscal Year 2025 Revenue Proposals. To be clear, … Continue reading Taxing Capital Gains: Current Law and Some Interesting Proposals



