Knock-On Effects of the WEP and the GPO Repeal

Last night the Senate passed HR 82, which repeals the WEP and the GPO. As I posted last night, this is a bit more complicated than some people think and some folks may be surprised by some of the ultimate outcomes. While those "complications" were very much discussed by opponents of the bill, today I … Continue reading Knock-On Effects of the WEP and the GPO Repeal

Coloradans Looking for a New Vehicle Should Buy an EV This Month

I've written previously about EVs and why I think folks should consider buying one. Apparently many Coloradans agree, as 25.3% of the cars sold in Colorado in the 3rd quarter were EVs. If you are a Colorado resident and are considering a new (or used) car, I would highly recommend you consider purchasing before the … Continue reading Coloradans Looking for a New Vehicle Should Buy an EV This Month

You Can Contribute Directly to Your HSA

I've written previously about the advantages of an Health Savings Account (HSA) account, particularly if you can afford to not reimburse yourself right away and instead use it as a stealth retirement account. The usual (and best) way to contribute to your HSA is through payroll deduction. That way it not only comes out pre-tax, … Continue reading You Can Contribute Directly to Your HSA

Taxing Capital Gains: Current Law and Some Interesting Proposals

There has been lots of chatter lately about some proposals around changing how we tax capital gains, and especially around a proposal to tax unrealized capital gains. This is due to the Harris/Walz campaign saying they generally support the proposals that the Biden Administration included in their Fiscal Year 2025 Revenue Proposals. To be clear, … Continue reading Taxing Capital Gains: Current Law and Some Interesting Proposals

Coloradans Can Buy a Used Tesla Model 3 for as low as $13,000

Yeah, I know, I write about EVs a lot for a blog focused on financial literacy for educators. Part of that reason is because of the climate emergency we are presently in that I think we should all be urgently addressing. But, even ignoring the climate emergency, EVs are just way more efficient, less hassle … Continue reading Coloradans Can Buy a Used Tesla Model 3 for as low as $13,000