Financial Literacy In One Sentence

When I talk with people about financial topics, either in my class or in person, they often say something along the lines of, “But it’s so complicated!” I agree that some topics can get pretty complicated, and certainly there are many things you can learn to help you optimize your finances. But I also gently … Continue reading Financial Literacy In One Sentence

Is Colorado’s Cost of Living Really “So High”?

As with most of my blog posts, this is speaking to folks with a decent income (say at or around the median household income or better), frequently with a fair amount of additional privilege. That’s generally who is taking my class or reading this blog. In the financial literacy for Colorado teachers class I teach … Continue reading Is Colorado’s Cost of Living Really “So High”?

Cherry Creek Public Schools Single-Vendor 403b Plan: Is It The Best Choice?

I've written before about 401k, 403b, and 457b retirement plans and the similarities and differences between them. Unfortunately, many school districts offer some truly horrible 403b plans (listen to Learned by Being Burned for more info). But there has been a positive development lately in that some school districts, typically large ones, have now started … Continue reading Cherry Creek Public Schools Single-Vendor 403b Plan: Is It The Best Choice?

TL;DR: Financial Literacy for Georgia Public School Teachers: Optimizing Financial Decisions Based on Your TRS Benefits

I just wanted to share my latest book (written along with Neil Pinnock), this one for teachers in Georgia Public Schools, focusing on financial literacy and making the most of their TRS pension benefits. Please consider sharing with any teachers you know in South Carolina. This is the latest in the TL;DR Financial Literacy series. … Continue reading TL;DR: Financial Literacy for Georgia Public School Teachers: Optimizing Financial Decisions Based on Your TRS Benefits

TL;DR: Financial Literacy for Employees of South Carolina Public Schools: Optimizing Financial Decisions Based on Your PEBA Benefits

I just wanted to share my latest book, this one for teachers in South Carolina Public Schools, focusing on financial literacy and making the most of their DCRB pension benefits. Please consider sharing with any teachers you know in South Carolina. This is the latest in the TL;DR Financial Literacy series. If you know educators … Continue reading TL;DR: Financial Literacy for Employees of South Carolina Public Schools: Optimizing Financial Decisions Based on Your PEBA Benefits