Some of the episodes in my new podcast series Teaching You to Fisch (Spotify, Apple Podcasts, YouTube) include spreadsheets I’ve created to illustrate particular topics. Some of them are modifications of spreadsheets I’ve used before and some are newly created. Because not everyone is going to choose to watch/listen to the podcasts (they are really missing out, of course), I decided I also should make individual blogs posts that just highlight the spreadsheets. That way some folks may be able to use them who otherwise wouldn’t bother with the podcast.
The fifth spreadsheet is HSA Growth Over Time (when you click on the link it will ask if you want to make a copy, click “Make a copy” to get an editable version). The basic idea is to demonstrate not only the tax savings opportunity an HSA provides you, but how you can use your HSA as an amazing “stealth retirement account.”
If you want a more detailed walk through of how to use the spreadsheet, this links directly to the specific spot in Episode 6 where I illustrate how to use it (roughly from 28:16 to 31:16 of the video). This exercise show that, for people who can afford to use it this way, an HSA can be an even better retirement account than either a traditional or Roth account.
Fisch Financial 