This is going to be very long (first rationale, then step-by-step instructions). I think it's going to be worth it, but we'll see. Ask just about any math teacher and they'll tell you that humans don't have a very good intuitive sense of exponential growth (e.g., see the response to the pandemic). Humans are pretty … Continue reading Spending Matters: Calculating How Many Days Earlier You Can Retire
Yep, another clickbaity headline, but hear me out. A couple of months ago I wrote my last clickbaity headline, How to Make $2,000 in 30 Minutes (For Real), which described how you could make $2,000 in an (arbitrarily chosen) six years by getting the American Express Blue Cash Preferred Credit Card (that's a referral link … Continue reading Turn 30 Minutes into $15,000 (No smoke and mirrors, just math)
I've written before about aligning your spending with your values and goals. One thing I've noticed lately in a class I'm teaching is how many of my learners are mentioning how "easy" it is to order from Amazon and how they really "aren't even sure what they have bought" because the purchases just show as … Continue reading How Much (?!) Did I Spend At Amazon?
Most people have a savings account. Sometimes folks have that savings split into different "buckets", perhaps money set aside for future specific purchases (a car, a new furnace), for contingencies (car repairs, an appliance breaks), or more generally as "emergency savings". By its nature, "savings" is different than "investments", because you generally want to take … Continue reading How to Help Your Savings Keep Up with Inflation
Yes, it's a clickbaity headline, but it's accurate. If you ask most people if they would take a job that offered to pay them $4,000 an hour, they would most likely say yes (assuming it wasn't dangerous, illegal, or against their principles). If you followed that up with the condition that the total duration of … Continue reading How to Make $2,000 in 30 minutes (For Real)