Some people are hesitant to use Ally Bank* (*referral link) because there is no way to deposit cash. This always surprises me because using cash is something we very rarely do and is generally not recommended anyway (not as secure, loses money to inflation, no rewards on spending, etc.). Well, for the first time ever, … Continue reading Depositing Cash to Your Ally Account
Author: kfisch
Social Security Considerations for Members of Colorado PERA (and other non-covered pension systems)
Ever since the passage of the so-called Social Security Fairness Act I've been receiving a lot of questions from Colorado PERA members (and occasionally from educators in other states who have non-covered pensions) about decisions they should make around Social Security benefits. To be perfectly clear, I'm not an expert on Social Security. I highly … Continue reading Social Security Considerations for Members of Colorado PERA (and other non-covered pension systems)
Investing in Solar Through Energea
Important: This post is for informational purposes and is not (necessarily) investment advice. All investments have risk, and this one is not a public market investment so could have even more risk. There is a possibility of losing your principal. The vast majority of our portfolio is in index funds or similar broadly diversified, low … Continue reading Investing in Solar Through Energea
Car-less in Colorado
To be perfectly clear, this post is not about my family. We have two cars (EVs) for the three drivers in our family. And we currently have no plans to get rid of those cars. Rather, this post is about the possibilities for folks who live in my area to conceivably go without a car … Continue reading Car-less in Colorado
2026: New Year, New Limits
As we are about to turn the page (click the arrow?) on the calendar to move into 2026, there are many changes that happen around taxes. These include tax bracket changes, changes in the limits of what you can contribute to various retirement accounts, and a variety of other changes. The following is by no … Continue reading 2026: New Year, New Limits
Diversifying by Purchasing Service Credit
I've written previously that people with defined benefit pensions who have the option to purchase service credit should seriously consider doing so now. I first wrote about it back in December of 2021, added some more context in April of 2022, and then reiterated in January of this year. Well, stop me if you've heard … Continue reading Diversifying by Purchasing Service Credit
Fisch Financial 