2026: New Year, New Limits

As we are about to turn the page (click the arrow?) on the calendar to move into 2026, there are many changes that happen around taxes. These include tax bracket changes, changes in the limits of what you can contribute to various retirement accounts, and a variety of other changes. The following is by no … Continue reading 2026: New Year, New Limits

Diversifying by Purchasing Service Credit

I've written previously that people with defined benefit pensions who have the option to purchase service credit should seriously consider doing so now. I first wrote about it back in December of 2021, added some more context in April of 2022, and then reiterated in January of this year. Well, stop me if you've heard … Continue reading Diversifying by Purchasing Service Credit

Douglas County Libraries Local Author Showcase

I will be one of 16 local authors featured at the Douglas County Libraries Local Author Showcase on Saturday, November 15, 2025, at 1:00 pm at the Highlands Ranch Location 9292 S. Ridgeline Blvd. 80129.  Click to register for this free event. Sixteen authors will give a five-minute talk about their book. It’s a great … Continue reading Douglas County Libraries Local Author Showcase

PERACare vs. ACA Marketplace: 2026 Edition

I've written previously comparing our options for health insurance in retirement (2024, 2025). In both years insurance through the ACA Marketplace was easily the better choice. But for 2026 there are big changes to both PERACare and the ACA Marketplace that are going to make the comparison much closer (and more complicated). The big change … Continue reading PERACare vs. ACA Marketplace: 2026 Edition

The Extraordinary Opportunity of Starting Early (and Privilege)

compound interest

Note: This post is going to assume a lot of privilege. It's not going to address the very real issues of income inequality and systemic disadvantage, as those are a bit beyond my wheelhouse (although I do have pretty strong opinions about policy changes we should make that could at least help address those issues). … Continue reading The Extraordinary Opportunity of Starting Early (and Privilege)

Colorado’s E-Bike Tax Credit Decreases January 1, 2026

I've written previously about Colorado's excellent e-bike tax credit. Each Coloradan currently qualifies for a $450 tax credit (applied at the time of purchase) for eligible e-bikes. There are some minor restrictions: the bike has to be UL-certified, you must purchase from a registered Colorado e-bike retailer (which I understand, but is a bit of … Continue reading Colorado’s E-Bike Tax Credit Decreases January 1, 2026