Financial Education for Colorado Educators (and those they love). Absolutely Free.
Note: This post is going to assume a lot of privilege. It's not going to address the very real issues of income inequality and systemic disadvantage, as those are a bit beyond my wheelhouse (although I do have pretty strong opinions about policy changes we should make that could at least help address those issues). … Continue reading The Extraordinary Opportunity of Starting Early (and Privilege)
I've written previously about Colorado's excellent e-bike tax credit. Each Coloradan currently qualifies for a $450 tax credit (applied at the time of purchase) for eligible e-bikes. There are some minor restrictions: the bike has to be UL-certified, you must purchase from a registered Colorado e-bike retailer (which I understand, but is a bit of … Continue reading Colorado’s E-Bike Tax Credit Decreases January 1, 2026
Colorado PERA offers optional health insurance called PERACare as a benefit to its retirees. While the details of next year's plans aren't out yet (open enrollment begins October 20th), a presentation at today's Board meeting shared the details on the premium increases (and a change in one of the plans offered). Given all that's going … Continue reading PERACare Premium Increases and the Impact of a Plan Design Change
You know you need to learn more about personal finance in order to make financial decisions, but you just find it too overwhelming, too intimidating, or too time consuming. This (free!) (really!) class is for you. This class isn’t about “getting rich quickly” (not that there’s anything wrong with that), but it’s about gaining knowledge … Continue reading Free In-Person Class: Why FI? Financial Literacy for the Rest of Us and a Path to Financial Independence
I frequently find in both my financial literacy class for educators and when talking with people one-on-one that many folks don't really have a good handle on their various financial accounts. They have a general idea of what they have, but are pretty vague on the specifics (and more often than you might expect discover … Continue reading Using Empower As Your Financial Aggregator
There are many articles/posts/discussions in the media (traditional, new and social) that use the words "middle class." Similarly, in the financial literacy for educators class I teach, the words "middle class" often come up in our discussions. But, as with so many things these days, people rarely define what they mean by the term. While … Continue reading You May Not Be Middle Class
Fisch Financial 