Colorado PERA offers optional health insurance called PERACare as a benefit to its retirees. While the details of next year's plans aren't out yet (open enrollment begins October 20th), a presentation at today's Board meeting shared the details on the premium increases (and a change in one of the plans offered). Given all that's going … Continue reading PERACare Premium Increases and the Impact of a Plan Design Change
Author: kfisch
Free In-Person Class: Why FI? Financial Literacy for the Rest of Us and a Path to Financial Independence
You know you need to learn more about personal finance in order to make financial decisions, but you just find it too overwhelming, too intimidating, or too time consuming. This (free!) (really!) class is for you. This class isn’t about “getting rich quickly” (not that there’s anything wrong with that), but it’s about gaining knowledge … Continue reading Free In-Person Class: Why FI? Financial Literacy for the Rest of Us and a Path to Financial Independence
Using Empower As Your Financial Aggregator
I frequently find in both my financial literacy class for educators and when talking with people one-on-one that many folks don't really have a good handle on their various financial accounts. They have a general idea of what they have, but are pretty vague on the specifics (and more often than you might expect discover … Continue reading Using Empower As Your Financial Aggregator
You May Not Be Middle Class
There are many articles/posts/discussions in the media (traditional, new and social) that use the words "middle class." Similarly, in the financial literacy for educators class I teach, the words "middle class" often come up in our discussions. But, as with so many things these days, people rarely define what they mean by the term. While … Continue reading You May Not Be Middle Class
Self-Driving Money
Two caveats about this post.1. I'm thinking out loud here. I don't think I've quite communicated the idea(s) I wanted to with what I've written, but I still felt like it was good enough to share.2. As with almost everything I write on this blog, there is a lot of assumed privilege. This is because … Continue reading Self-Driving Money
The Library Ask
I have a favor to ask. I would love to get a copy of the TL;DR series of books in public libraries (and possibly school libraries). This is not about selling books or making money. While it's true that I'll get $2 - $3 per sale, the goal is to make it easy for educators … Continue reading The Library Ask

