What’s Missing from School District Benefit Guides

I gave a financial presentation to a group of teachers in a school district earlier this year. During the presentation the topic of the ways employers, in this case school districts, share information about the benefits they offer came up. Many school districts in Colorado (and elsewhere) put together a "Benefits Guide" which is typically … Continue reading What’s Missing from School District Benefit Guides

Podcast Episode 6: Employer Benefits

I just released Episode 6 of the Teaching You To Fisch podcast. This episode takes a look at the importance of optimizing your employer benefits. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also embedded it below. As always, feedback is appreciated. https://youtu.be/RNGAegw77pU?si=1xMOhYYVkjbPiQNK All episodes available here (Spotify, Apple Podcasts, YouTube).

Should Colorado School Districts Get More Flexible with Their Benefits?

This post is rather long and detailed. The primary audience is probably folks who serve on district negotiations committees, on both the district side and the union side. But even if you aren't in that capacity, if you are a school district employee you should consider reading this and then advocating with the folks who … Continue reading Should Colorado School Districts Get More Flexible with Their Benefits?

New Teacher (Financial) Orientation

I've been doing some financial presentations for educators in various Colorado school districts. As part of the intro to my presentation I reference the fairly typical "90-minute New Employee Orientation" that school districts often provide for new teachers and that, while these are well-intentioned, they usually fall woefully short of what they could (and should) … Continue reading New Teacher (Financial) Orientation

FSAs: Use It Or Lose It (Except Not All Of It)

I've written before about Health Savings Accounts (HSAs), and how they are great to pay for medical expenses pre-tax but even better if you use them as a stealth retirement account. I've also written about Section 125 Plans, which includes your insurance premiums and Flexible Spending Accounts (FSAs). But in recent discussions in a class … Continue reading FSAs: Use It Or Lose It (Except Not All Of It)

Three Things Colorado School Districts Should Do ASAP

Here are three simple, easy, and no-cost (or at least very, very low cost) things I think every Colorado school district should do as soon as possible that will instantly improve the lives of their employees as well as make them even better teachers, administrators, paraprofessionals, bus drivers, or whatever job function they perform. Go … Continue reading Three Things Colorado School Districts Should Do ASAP