Spreadsheet: Cost of Car Ownership Calculator

Some of the episodes in my new podcast series Teaching You to Fisch (Spotify, Apple Podcasts, YouTube) include spreadsheets I've created to illustrate particular topics. Some of them are modifications of spreadsheets I've used before and some are newly created. Because not everyone is going to choose to watch/listen to the podcasts (they are really … Continue reading Spreadsheet: Cost of Car Ownership Calculator →

Spreadsheet: Growth of Savings Calculator

Appeared on the Teach and Retire Rich Podcast

Dan and Scott had me back on the Teach and Retire Rich podcast for those who might be interested. Apple Podcasts Direct link to the podcast on their site 403bwise 403bwise state 457 ratings Items mentioned in the podcast. Time to Buy! Buy! Buy! (Service Credit, 2025 Edition) (purchasing service credit) Our Current Portfolio and … Continue reading Appeared on the Teach and Retire Rich Podcast →

Inflation (again)

I've written about inflation several times previously (here, here, here, and here), but it's a topic I keep returning to because I feel like it's a concept that many people still don't really understand. And, unfortunately, that often means they reach invalid conclusions, which can lead to poor financial decisions and/or lead people to just … Continue reading Inflation (again) →

Spend Now or Spend (More) Later

In my financial literacy class for teachers we spend a lot of time discussing the balance between spending money now and saving in order to spend money in the future. And I want to be perfectly clear, this is an important balance to achieve. Some folks (myself included) may delay gratification too much, always saving … Continue reading Spend Now or Spend (More) Later →