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I just released Episode 8 of the Teaching You To Fisch podcast. This episode examines credit and debt and discusses good (allegedly) and bad (definitely) debt. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also embedded it below. As always, feedback is appreciated. https://youtu.be/YX1W6KZGDYg?si=UjyYab5fbCoMU6QQ All episodes available here (Spotify, Apple Podcasts, … Continue reading Podcast Episode 8: Debt
I've written a few times previously about credit card rewards. While not the most important thing in your personal finances by any means, they can be a nice add-on. Some folks really get into this for travel hacking, but we just dabble in it. But I realized I'd never really looked at exactly how much … Continue reading Our 2024 Credit Card Rewards
I continue to come across a surprisingly common misconception when I'm talking to people about finances and/or teaching my class. The misconception arises in the context of paying down debt and where folks should put any "extra" funds they may have available. I'm going to use the following theoretical example of someone who currently has … Continue reading Interest Rate Matters
Our 2023 property taxes on our house were due in April. As I've written about previously, property taxes in Colorado are actually very low when compared to other states, but that doesn't mean they aren't a significant expense (ours were $5571 for 2023). I always used to pay these by electronically paying from my bank … Continue reading Paying Your Property Taxes with a Credit Card
My previous posts about credit card rewards (here and here) have focused on cash back rewards, as those are the simplest to get and use for most folks. But for folks who like to travel, your rewards points can sometimes be worth more if you used for travel. Here are some free resources where you … Continue reading Chase Sapphire Preferred Increases Their Bonus
This is going to be very long (first rationale, then step-by-step instructions). I think it's going to be worth it, but we'll see. Ask just about any math teacher and they'll tell you that humans don't have a very good intuitive sense of exponential growth (e.g., see the response to the pandemic). Humans are pretty … Continue reading Spending Matters: Calculating How Many Days Earlier You Can Retire