Is Colorado’s Cost of Living Really “So High”?

As with most of my blog posts, this is speaking to folks with a decent income (say at or around the median household income or better), frequently with a fair amount of additional privilege. That’s generally who is taking my class or reading this blog. In the financial literacy for Colorado teachers class I teach … Continue reading Is Colorado’s Cost of Living Really “So High”?

Some Musings on Housing, Renting, Wages and Perspective

Note: This is not going to be an in-depth, research-based, exploration of any of these topics. Many folks more knowledgeable than me have written much more useful information around these topics (Ben Carlson at A Wealth of Common Sense frequently talks about housing). But I still felt like I had something to say based on … Continue reading Some Musings on Housing, Renting, Wages and Perspective

Do You Feel Lucky?

Whenever the topic of investing comes up with teachers (and other folks, but most of my experience is with teachers), two common obstacles often appear: fear and overconfidence. While these obstacles are on opposite ends of a spectrum they both can be very damaging. Let's take a brief look. Fear Probably the more common of … Continue reading Do You Feel Lucky?