Financial Education for Colorado Educators (and those they love). Absolutely Free.
Someone had a question in a financial meetup group I attended today about where they should put a lump sum of money for future college expenses for their current 8th grader and 6th grader. Simplifying a bit, they are probably going to sell a rental real estate property and want to set aside the proceeds … Continue reading Where Do I Put Short-Term Money for College Savings?
I've (actually, we've) been offering my Personal Financial Literacy for Colorado Educators course for four years now. I decided to offer this initially because, based on my interactions with fellow Colorado educators, there seemed to be a large percentage of them who didn't know some key aspects of financial literacy (and, specifically, how their defined … Continue reading Three 90-Minute Presentations Every School District Should Give To Their Employees (and here are the resources to do it)
I live in Colorado. A frequent financial topic that comes up in discussions with other folks and in my class is the cost of housing. It is certainly true that housing in Colorado is above the median for the U.S., but as I mentioned in that post I think many Coloradan's have a skewed view … Continue reading Colorado House Prices and Rent (Don’t) Always Go Up
Each year I'm sharing what our current portfolio looks like. This is what it looks like as of January 1, 2026. (Here is April 2022, January 2024, January 2025). Asset Location Like many people, by necessity we have our investments in multiple places due to past employers, HSAs, and different types of taxable accounts. Taxable … Continue reading Our Current Portfolio and Recent Returns as of January 2026
Important: This post is for informational purposes and is not (necessarily) investment advice. All investments have risk, and this one is not a public market investment so could have even more risk. There is a possibility of losing your principal. The vast majority of our portfolio is in index funds or similar broadly diversified, low … Continue reading Investing in Solar Through Energea
To be perfectly clear, this post is not about my family. We have two cars (EVs) for the three drivers in our family. And we currently have no plans to get rid of those cars. Rather, this post is about the possibilities for folks who live in my area to conceivably go without a car … Continue reading Car-less in Colorado
Fisch Financial 