Category: investing

Turn 30 Minutes into $15,000 (No smoke and mirrors, just math)

Yep, another clickbaity headline, but hear me out. A couple of months ago I wrote my last clickbaity headline, How to Make $2,000 in 30 Minutes (For Real), which described how you could make $2,000 in an (arbitrarily chosen) six years by getting the American Express Blue Cash Preferred Credit Card (that's a referral link … Continue reading Turn 30 Minutes into $15,000 (No smoke and mirrors, just math) →

Three Things Colorado School Districts Should Do ASAP

Here are three simple, easy, and no-cost (or at least very, very low cost) things I think every Colorado school district should do as soon as possible that will instantly improve the lives of their employees as well as make them even better teachers, administrators, paraprofessionals, bus drivers, or whatever job function they perform. Go … Continue reading Three Things Colorado School Districts Should Do ASAP →

How to Help Your Savings Keep Up with Inflation

Most people have a savings account. Sometimes folks have that savings split into different "buckets", perhaps money set aside for future specific purchases (a car, a new furnace), for contingencies (car repairs, an appliance breaks), or more generally as "emergency savings". By its nature, "savings" is different than "investments", because you generally want to take … Continue reading How to Help Your Savings Keep Up with Inflation →

Time to Buy! Buy! Buy! (Service Credit)

Many pension plans allow members to purchase service credit. This may be counterintuitive for some folks, but many plans allow you to "buy" years where you didn't work under the pension system and then treat those years as if you had. This typically both increases your ultimate pension benefit and often can allow you to … Continue reading Time to Buy! Buy! Buy! (Service Credit) →

Colorado’s First Step Program for College Savings

Read this for updated Info as of 10/6/23 I've written about 529 plans before and how I believe, for most folks, they are the best way to save for a child's possible future college education. This is especially true if your state plan offers some kinds of tax incentives. For example, in Colorado your contributions … Continue reading Colorado’s First Step Program for College Savings →