Financial Education for Colorado Educators (and those they love). Absolutely Free.
Note: This post is specifically for members of Colorado PERA. If you are in a different pension system, you may have a similar option, but every pension system is different. Each pension has unique "return to work" requirements, so make sure you understand those before considering returning to a work for an employer that is … Continue reading Should I Do a Transition Year?
I've written previously about fees associated with tax-advantaged accounts like 401ks, 403bs, and 457bs. For those of you in Colorado PERA, you're lucky enough to have access to PERA's 401k (and, if your district has opted in, to PERA's 457b). Unfortunately, many of the 403b vendors that districts also allow you to sign up with … Continue reading Vanguard Increasing 403b Administrative Fee to $80 a Year
I just wanted to share my latest book, this one for teachers in Kentucky Public Schools, focusing on financial literacy and making the most of their TRS pension benefits. Please consider sharing with any educators you know in Kentucky. This is the latest in the TL;DR Financial Literacy series. If you know educators in the … Continue reading TL;DR: Financial Literacy for Kentucky Public School Teachers: Optimizing Financial Decisions Based on Your TRS Benefits
I just wanted to share my latest book, this one for teachers in Louisiana Public Schools, focusing on financial literacy and making the most of their TRSL pension benefits. Please consider sharing with any educators you know in Louisiana. This is the latest in the TL;DR Financial Literacy series. If you know educators in the … Continue reading TL;DR: Financial Literacy for Lousiana Public School Teachers: Optimizing Financial Decisions Based on Your TRSL Benefits
I just wanted to share my latest book, this one for teachers in Alabama Public Schools, focusing on financial literacy and making the most of their TRS pension benefits. Please consider sharing with any educators you know in Alabama. This is the latest in the TL;DR Financial Literacy series. If you know educators in the … Continue reading TL;DR: Financial Literacy for Alabama Public School Teachers: Optimizing Financial Decisions Based on Your TRS Benefits
Every four years Colorado PERA does an Experience Study. This is a process where their Actuarial Consultant takes a look at the assumptions inherent in the calculation of PERA's funded status in light of current economic and demographic assumptions as well as the actual experience in PERA's plan over the last four years. Based on … Continue reading Colorado PERA: Automatic Adjustment Provision Trigger Coming Soon?
Fisch Financial 