TL;DR: Financial Literacy for Employees of Idaho Public Schools: Optimizing Financial Decisions Based on Your PERSI Benefits

I just wanted to share my latest book (written along with Trevor Deighton), this one for employees of Idaho Public Schools, focusing on financial literacy and making the most of their PERSI pension benefits. Please consider sharing with any educators you know in Idaho. This is the latest in the TL;DR Financial Literacy series. If … Continue reading TL;DR: Financial Literacy for Employees of Idaho Public Schools: Optimizing Financial Decisions Based on Your PERSI Benefits →

Low Income Coloradans Can Save Up to $26,500 on a New EV

I've written previously about the great incentives Coloradans have to purchase an electric vehicle. It just got even better for low-income Coloradans: an additional $5,500 rebate from Xcel Energy. While many readers of this blog may not qualify (because your income is too high), some of you might. And almost all of you will know … Continue reading Low Income Coloradans Can Save Up to $26,500 on a New EV →

Colorado’s E-Bike Tax Credit Begins!

Starting April 1, 2024 (that's tomorrow if you're reading this the same day I post it), all Coloradans will qualify for a $450 tax credit (applied at the time of purchase) for eligible e-bikes. There are some minor restrictions: the bike has to be UL-certified, you must purchase from a registered Colorado e-bike retailer (which … Continue reading Colorado’s E-Bike Tax Credit Begins! →

The (Financial) Advantages of Living at Home

You have probably noticed a plethora of stories lately about how young people today are not moving out of the house very quickly after high school/college. There are many, many reasons for this (financial, emotional, and other). The stories you read typically take one of two approaches, depending on the focus of the author. The … Continue reading The (Financial) Advantages of Living at Home →

We Should Stop Using the Term “Emergency Savings”

I've written previously how I think some financial terms we use - for example, "unexpected expenses" - perhaps do more harm than good. In that same vein, I'd like to suggest that we stop using the term "emergency savings." Instead, we should just use the term "savings." Some folks will see this as semantics, and … Continue reading We Should Stop Using the Term “Emergency Savings” →