Financial Education for Colorado Educators (and those they love). Absolutely Free.
Colorado just opened up the lottery for the statewide e-bike rebate. Initial registration is only open through Monday, August 21st, so act now. Note that currently you have to be income-qualified ($1,100 rebate for those under 80% of median household county income, $500 rebate for between 80% and 100%). Starting next April, everyone will qualify … Continue reading Colorado Statewide E-Bike Rebate Program
Update 6-25-24: I originally posted this in August of 2023. At that time, the Cash Management Account (CMA) at Fidelity only allowed you to put your "core position" in an FDIC-insured bank account that was paying around 2.7%. Since Fidelity's brokerage account's core position was a Money Market paying around 4.9%, that was my recommendation. … Continue reading Fidelity: One Account to Rule Them All (including checking and savings)?
I've written previously about why I think an HSA is not only great in general, but is especially great if you have the ability to use it as a stealth retirement account. But for folks who want to use it this way, the HSA provider that they are with is not always the optimal choice. … Continue reading Why You Should (and How To) Transfer Your HSA to Fidelity
I've written before about Colorado Educator Loan Forgiveness (currently in-between offerings but the application should open up again sometime this fall). But I just ran across this new forgiveness program for Colorado Early Childhood Educators (birth to age 5). Round 3 application link will be open Friday, August 4 through Tuesday, August 31, 2023. Awards … Continue reading Colorado ECE Educator Loan Forgiveness
In my last post I suggested that personal finance isn't really all that complicated and that, in fact, I could summarize it in one sentence. But I also indicated that there is still a lot to learn, especially if you want to optimize. So this post is going the other direction, into the weeds a … Continue reading Harvesting Capital Gains
When I talk with people about financial topics, either in my class or in person, they often say something along the lines of, “But it’s so complicated!” I agree that some topics can get pretty complicated, and certainly there are many things you can learn to help you optimize your finances. But I also gently … Continue reading Financial Literacy In One Sentence
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