I wrote a short post about inflation last year (so far it’s holding up pretty well), but I wanted to revisit the topic because I came across the following really interesting chart (source). This chart contains a lot of useful information but, like many data, it can be interpreted in a lot of different ways … Continue reading Choose Your Own Inflation
The New Student Loan REPAYE Plan: Almost Free College for Most?
Important Caveats: Student loans are complicated, the rules change often, and I am not an expert. The new REPAYE Plan is still in the proposal stage. While it looks likely to go through later this summer (presumably before the student loan payment pause ends), there still could be adjustments to the provisions described below. This … Continue reading The New Student Loan REPAYE Plan: Almost Free College for Most?
New Book: TL;DR: Financial Literacy for New Hampshire Public School Employees
I just wanted to share my latest book, this one written with Sheila Miller for employees in New Hampshire Public Schools, focusing on financial literacy and making the most of their NHRS pension benefits. Please consider sharing with any teachers you know in New Hampshire. This is the latest in the TL;DR Financial Literacy series. … Continue reading New Book: TL;DR: Financial Literacy for New Hampshire Public School Employees
Colorado Educator Loan Forgiveness
I meant to write this post a while back, but thankfully was reminded by Ben Johnson's Facebook post. While many educators are aware of the federal Public Service Loan Forgiveness program, for some reason the Colorado program doesn't seem to be well advertised. Colorado currently has two loan forgiveness programs for Colorado educators, both with … Continue reading Colorado Educator Loan Forgiveness
Do You Know a First Year Medical or Dental Student?
While this blog is primarily for educators, that doesn't mean other people don't read it (I hope?). And all those educators have friends, families, co-workers and former students who they can share information with. So I'm hoping that this post reaches at least one person who can take advantage of it. If you know a … Continue reading Do You Know a First Year Medical or Dental Student?
529 to Roth Conversions: Some Possibilities
As I mentioned in a previous post, one of the changes made by the recent Consolidated Appropriations Act is the ability - with some important restrictions - to transfer some money from a 529 plan to a Roth IRA. The intent of this law is good, I think. Some people have been hesitant to save … Continue reading 529 to Roth Conversions: Some Possibilities




