Roth Conversions and Filling Up Tax Brackets

The topic of Roth conversions and filling up your tax bracket came up at this month's meeting of the Southern Colorado Mustachian group. While I've previously written about the related topic of capital gains harvesting, this is a bit different and has some interesting nuances. What is a Roth Conversion? A Roth conversion is when … Continue reading Roth Conversions and Filling Up Tax Brackets →

Inflation, Wages and Investments

I've written about inflation previously, usually trying to put it in a broader context to try to help folks understand it more deeply (and accurately). I'm currently reading Barry Ritholtz's How Not to Invest and he gives a great example on page 150 of my hardcover copy from the library (Part 2, Section 1). He … Continue reading Inflation, Wages and Investments →

What’s Missing from School District Benefit Guides

I gave a financial presentation to a group of teachers in a school district earlier this year. During the presentation the topic of the ways employers, in this case school districts, share information about the benefits they offer came up. Many school districts in Colorado (and elsewhere) put together a "Benefits Guide" which is typically … Continue reading What’s Missing from School District Benefit Guides →