I just contacted my Colorado state representatives to ask them to consider running a couple of bills in the upcoming session of the legislature (beginning in January). Both bills regard provisions of Colorado PERA, and both would benefit PERA members without costing the state or PERA employers anything, nor would they impact PERA's funded status. … Continue reading Two Colorado PERA Bill Proposals: An Open Letter to My State Representatives
Tag: 457b
Cherry Creek Public Schools Single-Vendor 403b Plan: Is It The Best Choice?
I've written before about 401k, 403b, and 457b retirement plans and the similarities and differences between them. Unfortunately, many school districts offer some truly horrible 403b plans (listen to Learned by Being Burned for more info). But there has been a positive development lately in that some school districts, typically large ones, have now started … Continue reading Cherry Creek Public Schools Single-Vendor 403b Plan: Is It The Best Choice?
Colorado Teachers Just Got a Big Raise: Now What?
First, I need to apologize, because not every Colorado teacher just got a big raise. But due to a confluence of circumstances, quite a few did. These circumstances include: The state legislature having surplus dollars and finally deciding to try to make up for the years of underfunding of K-12 education (known, I kid you … Continue reading Colorado Teachers Just Got a Big Raise: Now What?
Denver Public Schools Single-Vendor 403b Plan: Is It The Best Choice?
I've written before about 401k, 403b, and 457b retirement plans and the similarities and differences between them. Unfortunately, many school districts offer some truly horrible 403b plans (listen to Learned by Being Burned for more info). But there has been a positive development lately in that some school districts, typically large ones, have now started … Continue reading Denver Public Schools Single-Vendor 403b Plan: Is It The Best Choice?
Inherited IRAs and the Sidedoor 401k/403b/457b/IRA/HSA
Recently I’ve suggested to two different people something they might want to consider regarding an IRA they have inherited from a parent. While this strategy seems pretty straightforward to me, it was very much a surprise to them so I thought it might be worth a quick blog post (well, "quick" for me :-). This … Continue reading Inherited IRAs and the Sidedoor 401k/403b/457b/IRA/HSA
Fees Matter: Vanguard, PERA, TIAA and MetLife Comparison
Inspired by some of the work Ben Johnson has been doing, I decided to revisit two posts I've previously done on the retirement plans (401k/403b/457) available through Littleton Public Schools and Douglas County Public Schools. (Note that the expense ratios are slightly lower now than when I wrote those posts.) It's probably worth reading at … Continue reading Fees Matter: Vanguard, PERA, TIAA and MetLife Comparison
Fisch Financial 