PERACare vs. ACA Marketplace: 2027 Edition

I've written previously comparing our options for health insurance in retirement (2024, 2025, 2026). While in 2024 and 2025 it was an easy choice (ACA all the way because of the subsidies), 2026 was a closer decision because of the expiration of the enhanced ACA subsidies (we no longer qualified for any subsidies). This will … Continue reading PERACare vs. ACA Marketplace: 2027 Edition →

PERACare vs. ACA Marketplace: 2026 Edition

I've written previously comparing our options for health insurance in retirement (2024, 2025). In both years insurance through the ACA Marketplace was easily the better choice. But for 2026 there are big changes to both PERACare and the ACA Marketplace that are going to make the comparison much closer (and more complicated). The big change … Continue reading PERACare vs. ACA Marketplace: 2026 Edition →