Financial Education for Colorado Educators (and those they love). Absolutely Free.
Nobody really likes it when the markets are down, especially when they are down significantly in a short period of time and the expectations are that it might (although nobody knows) continue to decline a fair amount more. People who are invested in the market look at their accounts and see how much they've lost, … Continue reading Some (Possible) Upsides of a Down Market
There's a response (or variation thereof) that comes up in almost every section of my financial literacy class for educators. At some point (and often several points) in class discussions, participants will respond with some form of, "The Future is Never Guaranteed!" (And, yes, the exclamation point is generally included.) It always comes up in … Continue reading “The Future is Never Guaranteed!” Yes. And?
When I talk with people about financial topics, either in my class or in person, they often say something along the lines of, “But it’s so complicated!” I agree that some topics can get pretty complicated, and certainly there are many things you can learn to help you optimize your finances. But I also gently … Continue reading Financial Literacy In One Sentence
As with most of my blog posts, this is speaking to folks with a decent income (say at or around the median household income or better), frequently with a fair amount of additional privilege. That’s generally who is taking my class or reading this blog. In the financial literacy for Colorado teachers class I teach … Continue reading Is Colorado’s Cost of Living Really “So High”?
I just re-listened to this episode of the Best New Ideas in Money Podcast, titled Redesigning Your Life Map. I think it's worth 25 minutes of your time, both from a financial literacy perspective and from just a general life satisfaction perspective. You really need to listen to it to get the full context, but … Continue reading Redesigning Your Life Map
One of the biggest conflicts in Personal Finance is the tension between "living in the present" and "planning for the future." The former makes me think of this song: https://youtu.be/hnFZsrs32Co And the latter makes me think of this one: https://youtu.be/QV9JJmSCiI8 The problem I often see is that some folks see this as a binary choice, … Continue reading A Tale of Two Songs
Fisch Financial 