There's a response (or variation thereof) that comes up in almost every section of my financial literacy class for educators. At some point (and often several points) in class discussions, participants will respond with some form of, "The Future is Never Guaranteed!" (And, yes, the exclamation point is generally included.) It always comes up in … Continue reading “The Future is Never Guaranteed!” Yes. And?
Tag: planning
How We Organize and Track Our Finances
As I talk with folks about their finances I'm often surprised at how many of them don't really know what they have. While I certainly didn't expect everyone to be as "into" finances as I am, I sorta always assumed that everyone kept track of their finances in some shape or form. But what I … Continue reading How We Organize and Track Our Finances
Working Teens and Roth IRAs
Summary: If you have a teenager with a job, opening a Roth IRA for them is really good idea from both a learning and a financial perspective. Our daughter is 17 and has had a part-time job for a little over a year. She makes minimum wage and probably works about 8 hours a week … Continue reading Working Teens and Roth IRAs
