Tag: Social Security

Social Security Considerations for Members of Colorado PERA (and other non-covered pension systems)

Ever since the passage of the so-called Social Security Fairness Act I've been receiving a lot of questions from Colorado PERA members (and occasionally from educators in other states who have non-covered pensions) about decisions they should make around Social Security benefits. To be perfectly clear, I'm not an expert on Social Security. I highly … Continue reading Social Security Considerations for Members of Colorado PERA (and other non-covered pension systems) →

Spreadsheet: Cash Flow in Retirement

Some of the episodes in my new podcast series Teaching You to Fisch (Spotify, Apple Podcasts, YouTube) include spreadsheets I've created to illustrate particular topics. Some of them are modifications of spreadsheets I've used before and some are newly created. Because not everyone is going to choose to watch/listen to the podcasts (they are really … Continue reading Spreadsheet: Cash Flow in Retirement →

Podcast Episode 15: Cash Flow in Retirement: Social Security, Pensions, and Safe Withdrawal Rates

I just released Episode 15 of the Teaching You To Fisch podcast. This episode explores how you will generate the income necessary to pay for your lifestyle when you are no longer working. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also embedded it below. As always, feedback is appreciated. https://www.youtube.com/watch?v=sFLgLcCCxyM … Continue reading Podcast Episode 15: Cash Flow in Retirement: Social Security, Pensions, and Safe Withdrawal Rates →

Who Has the Best Pension?

Now that we're up to 37 books about various teacher pension plans (plus one standalone book for young adults), I sometimes get asked, "So, who has the best pension?" My answer is, probably unsurprisingly and definitely disappointingly, "It depends." While most teacher pension plans have many things in common, the details really matter. And those … Continue reading Who Has the Best Pension? →

Knock-On Effects of the WEP and the GPO Repeal

Last night the Senate passed HR 82, which repeals the WEP and the GPO. As I posted last night, this is a bit more complicated than some people think and some folks may be surprised by some of the ultimate outcomes. While those "complications" were very much discussed by opponents of the bill, today I … Continue reading Knock-On Effects of the WEP and the GPO Repeal →