Podcast Episode 6: Employer Benefits

I just released Episode 6 of the Teaching You To Fisch podcast. This episode takes a look at the importance of optimizing your employer benefits. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also embedded it below. As always, feedback is appreciated. https://youtu.be/RNGAegw77pU?si=1xMOhYYVkjbPiQNK All episodes available here (Spotify, Apple Podcasts, YouTube).

Podcast Episode 5: Bank Accounts

I just released Episode 5 of the Teaching You To Fisch podcast. This episode discusses one of the basic “infrastructure” decisions you need to make, where to have your checking (spending) and savings accounts, and how many people are not making the optimal choices. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and … Continue reading Podcast Episode 5: Bank Accounts

The “Driving to a Cheaper Gas Station” Problem

A topic that sometimes comes up in my financial literacy class, as well as other financial discussions, is people who will drive across town to a gas station with cheaper gas prices. I want to be clear, if you have multiple gas stations on your regular route and one has lower prices, then you should … Continue reading The “Driving to a Cheaper Gas Station” Problem

Inflation (again)

I've written about inflation several times previously (here, here, here, and here), but it's a topic I keep returning to because I feel like it's a concept that many people still don't really understand. And, unfortunately, that often means they reach invalid conclusions, which can lead to poor financial decisions and/or lead people to just … Continue reading Inflation (again)

Spend Now or Spend (More) Later

In my financial literacy class for teachers we spend a lot of time discussing the balance between spending money now and saving in order to spend money in the future. And I want to be perfectly clear, this is an important balance to achieve. Some folks (myself included) may delay gratification too much, always saving … Continue reading Spend Now or Spend (More) Later

“The Future is Never Guaranteed!” Yes. And?

There's a response (or variation thereof) that comes up in almost every section of my financial literacy class for educators. At some point (and often several points) in class discussions, participants will respond with some form of, "The Future is Never Guaranteed!" (And, yes, the exclamation point is generally included.) It always comes up in … Continue reading “The Future is Never Guaranteed!” Yes. And?