Financial Education for Colorado Educators (and those they love). Absolutely Free.
When I talk with people about financial topics, either in my class or in person, they often say something along the lines of, “But it’s so complicated!” I agree that some topics can get pretty complicated, and certainly there are many things you can learn to help you optimize your finances. But I also gently … Continue reading Financial Literacy In One Sentence
As with most of my blog posts, this is speaking to folks with a decent income (say at or around the median household income or better), frequently with a fair amount of additional privilege. That’s generally who is taking my class or reading this blog. In the financial literacy for Colorado teachers class I teach … Continue reading Is Colorado’s Cost of Living Really “So High”?
“Unexpected Expenses” is a topic that frequently comes up in my classes and when talking with others about finances. This is in the context of a discussion around spending less than you make, saving and investing the rest, and letting compound interest work its magic. Pretty much invariably, several folks will say something similar to … Continue reading Most Unexpected Expenses…Aren’t
Much like my recent post about switching banks, many (most?) folks don't think very much about their cell phone carrier. Much like with their bank, many people originally picked a carrier and have just stuck with them. They haven't looked closely at whether the carrier they are with is the best one for their needs, … Continue reading Why You Should Leave Verizon (and T-Mobile, and Probably Your Cell Phone Carrier)
This is going to be very long (first rationale, then step-by-step instructions). I think it's going to be worth it, but we'll see. Ask just about any math teacher and they'll tell you that humans don't have a very good intuitive sense of exponential growth (e.g., see the response to the pandemic). Humans are pretty … Continue reading Spending Matters: Calculating How Many Days Earlier You Can Retire
Update May 2023: Amazon (perhaps not surprisingly) has removed this feature. Some folks have recommended this Chrome extension, although I have not used it yet. I've written before about aligning your spending with your values and goals. One thing I've noticed lately in a class I'm teaching is how many of my learners are mentioning … Continue reading How Much (?!) Did I Spend At Amazon?
Fisch Financial 