IT DEPENDS! Okay, I really wanted to just leave this as a two-word blog post, but I decided that probably wasn't all that helpful. The genesis of this post was a discussion on Facebook where people were giving advice about what account someone should invest money in. Often these folks are really big fans of … Continue reading Should I Invest in My Traditional, Roth, or Taxable Account?
Author: kfisch
Asset Allocation and Rebalancing Spreadsheet
One of the most important aspects of investing is setting your asset allocation. There are a variety of factors that go into your asset allocation including your goals, your investing time horizon, your risk tolerance, and the rest of your financial situation. Once you've set an asset allocation you need to pay attention to it … Continue reading Asset Allocation and Rebalancing Spreadsheet
Running for PERA Board of Trustees: Signatures Needed
I’ve decided to run for the open retiree seat for the Colorado PERA Board of Trustees (Julie Friedemann, the current Board member for that seat, has decided not to run for reelection). I’ve spent my entire adult life in K-12 education and believe strongly in public service. This is an opportunity for me to “give … Continue reading Running for PERA Board of Trustees: Signatures Needed
TL;DR: Financial Literacy for Maryland Public School Teachers: Optimizing Financial Decisions Based on Your SRPS Benefits
I just wanted to share my latest book, this one for teachers in Maryland Public Schools, focusing on financial literacy and making the most of their SRPS pension benefits. Screenshot Please consider sharing with any educators you know in Maryland. This is the latest in the TL;DR Financial Literacy series. If you know educators in … Continue reading TL;DR: Financial Literacy for Maryland Public School Teachers: Optimizing Financial Decisions Based on Your SRPS Benefits
Our 2024 Credit Card Rewards
I've written a few times previously about credit card rewards. While not the most important thing in your personal finances by any means, they can be a nice add-on. Some folks really get into this for travel hacking, but we just dabble in it. But I realized I'd never really looked at exactly how much … Continue reading Our 2024 Credit Card Rewards
Who Has the Best Pension?
Now that we're up to 37 books about various teacher pension plans (plus one standalone book for young adults), I sometimes get asked, "So, who has the best pension?" My answer is, probably unsurprisingly and definitely disappointingly, "It depends." While most teacher pension plans have many things in common, the details really matter. And those … Continue reading Who Has the Best Pension?
Fisch Financial 