Financial Education for Colorado Educators (and those they love). Absolutely Free.
I came across this article from Andrew Moseman. The numbers don’t support the case that consumer EV demand has fallen off a cliff. Instead, it looks more like this particular stage of EV development is coming to an end while the next one isn’t quite ready to begin. I pretty much agree with everything in … Continue reading An EV Might Be More Affordable Than You Think
I've written previously about how the Consolidation and Appropriations Act of 2023 now allows account holders to transfer money from 529 plans to the beneficiary's Roth IRA beginning in 2024. Now that we're in 2024, Colorado's CollegeInvest 529 Plan (Direct Portfolio plan) has now posted the necessary form. While hopefully you are in the Direct … Continue reading Colorado’s 529-to-Roth IRA Rollover Now Available
Last April I shared our portfolio and some of the different ways we look at it. I thought it might be nice to update it each January. That previous post has a bit more descriptive verbiage, so refer back to it if you need to. Asset Location Like many people, by necessity we have our … Continue reading Our Current Portfolio and Recent Returns
I've written previously about why Coloradans who are in the market for a new car should really consider an EV, due to the up to $7,500 federal tax credit and the $5,000 Colorado state tax credit (some restrictions apply on the federal tax credit). That's still true, but there are some changes that happened January … Continue reading Coloradans: Buy a New Chevy Bolt for as Low as $15,000 Today (while they last)
As we are about to turn the page (click the arrow?) on the calendar to move into 2024, there are many changes that happen around taxes. These include tax bracket changes, changes in the limits of what you can contribute to various retirement accounts, and a variety of other changes. The following is by no … Continue reading 2024: New Year, New Limits
Along with Matt Raleigh, my California coauthor, I appeared on the Teach and Retire Rich Podcast to discuss the financial literacy courses for teachers we teach (Me: Colorado; Matt: California). I've written about this previously. If you are interested in possibly teaching this course (or a similar course based on this idea), please contact me … Continue reading Teach and Retire Rich Podcast: Teaching FinLit to Teachers
Fisch Financial 