I was asked to give a presentation to the high school I used to work at regarding some things to be thinking about as you near retirement with a benefit from Colorado PERA. It was a virtual presentation, and given during their lunch time, so it was rather hurried but I hope it was useful … Continue reading Colorado PERA Retirement Considerations Presentation
Most Colorado educators are generally aware of the formula that calculates their PERA pension benefit: Years of Service Credit x 2.5% x Highest Average Salary (HAS) They also are generally aware of which HAS Table they use so they know when they qualify for a "full" retirement (non-green-shaded areas of your HAS Table). If you … Continue reading Colorado PERA Retirement Options 1, 2 and 3
First, a caveat. Health care - and health insurance - are complicated and nuanced topics that are heavily influenced by individual circumstances and options. The following post should be generally applicable for folks who are in a similar situation as we are, but you should always investigate the particulars for your situation carefully. This post … Continue reading Health Insurance: PERACare vs. the ACA Marketplace
I’ve written a bit about health insurance before, going through the options for Littleton Public Schools (LPS) and Douglas County School District (DCSD). I was recently helping someone and thought I would update the numbers given LPS’s current insurance offerings, and also spend a bit more time talking about possibly using your HSA as an … Continue reading Health Insurance and Using Your HSA as a Stealth Retirement Account
I was recently interviewed on the Teach and Retire Rich Podcast (also available here). It’s…not horrible (although I do sound like I’m yelling). My books that are mentioned (and resources) If you want to help co-author another state.