Medicare and PERACare Premium Changes for 2022

One of the most important spending factors to take into account when planning for retirement is the cost of healthcare, including the cost of health insurance. Most people are generally aware that their employer picks up a large portion of their health insurance premium costs, but it's not until you stop working and that goes … Continue reading Medicare and PERACare Premium Changes for 2022

Health Insurance: PERACare vs. the ACA Marketplace

First, a caveat. Health care - and health insurance - are complicated and nuanced topics that are heavily influenced by individual circumstances and options. The following post should be generally applicable for folks who are in a similar situation as we are, but you should always investigate the particulars for your situation carefully. This post … Continue reading Health Insurance: PERACare vs. the ACA Marketplace

Health Insurance and Using Your HSA as a Stealth Retirement Account

I’ve written a bit about health insurance before, going through the options for Littleton Public Schools (LPS) and Douglas County School District (DCSD). I was recently helping someone and thought I would update the numbers given LPS’s current insurance offerings, and also spend a bit more time talking about possibly using your HSA as an … Continue reading Health Insurance and Using Your HSA as a Stealth Retirement Account