Are Target Date Funds The Best Choice for Educators?

One of the most helpful innovations in both investing and retirement planning has been the Target Date Fund. If you're not a familiar, a Target Date Fund is one investment that allows you to pick the date at which you anticipate needing your money (typically when you expect to retire), and the fund is setup … Continue reading Are Target Date Funds The Best Choice for Educators?

PERA-Related Bills Before the Colorado Legislature: Your Action Needed

Every year when the Colorado legislature meets in the spring, there are typically several bills related to Colorado PERA that are proposed and sometimes passed. Sometimes those bills are very minor and sometimes very major. When they are major, they typically get a ton of attention, but when they are minor (or at least perceived … Continue reading PERA-Related Bills Before the Colorado Legislature: Your Action Needed

New Book: TL;DR: Financial Literacy for Employees of Washington Public Schools

I Just wanted to share my latest book (along with co-author Adam Skarr), this one for Washington (state) educators, focusing on financial literacy and making the most of their Washington TRS pension benefits. Please consider sharing with any educators you know in the state of Washington. This is the latest in the TL;DR Financial Literacy … Continue reading New Book: TL;DR: Financial Literacy for Employees of Washington Public Schools

Turn 30 Minutes into $15,000 (No smoke and mirrors, just math)

Yep, another clickbaity headline, but hear me out. A couple of months ago I wrote my last clickbaity headline, How to Make $2,000 in 30 Minutes (For Real), which described how you could make $2,000 in an (arbitrarily chosen) six years by getting the American Express Blue Cash Preferred Credit Card (that's a referral link … Continue reading Turn 30 Minutes into $15,000 (No smoke and mirrors, just math)

How Much (?!) Did I Spend At Amazon?

Update May 2023: Amazon (perhaps not surprisingly) has removed this feature. Some folks have recommended this Chrome extension, although I have not used it yet. I've written before about aligning your spending with your values and goals. One thing I've noticed lately in a class I'm teaching is how many of my learners are mentioning … Continue reading How Much (?!) Did I Spend At Amazon?

Three Things Colorado School Districts Should Do ASAP

Here are three simple, easy, and no-cost (or at least very, very low cost) things I think every Colorado school district should do as soon as possible that will instantly improve the lives of their employees as well as make them even better teachers, administrators, paraprofessionals, bus drivers, or whatever job function they perform. Go … Continue reading Three Things Colorado School Districts Should Do ASAP