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I've written previously comparing our options for health insurance in retirement (2024, 2025). In both years insurance through the ACA Marketplace was easily the better choice. But for 2026 there are big changes to both PERACare and the ACA Marketplace that are going to make the comparison much closer (and more complicated). The big change … Continue reading PERACare vs. ACA Marketplace: 2026 Edition
I just released Episode 16 of the Teaching You To Fisch podcast. This episode explores your choices for health insurance in retirement and gives you some suggestions on how to think about and evaluate them. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also embedded it below. As always, feedback is … Continue reading Podcast Episode 16: Health Insurance in Retirement
I just released Episode 7 of the Teaching You To Fisch podcast. This episode continues our look at insurance, but looks at the insurance you typically get on your own (car, home, life, and long-term care insurance) instead of through your employer. Slides Transcript It's available on Spotify, Apple Podcasts, and YouTube, and I've also … Continue reading Podcast Episode 7: More On Insurance
It's been a while since I had a clickbaity post title, so I figured it was time. Please forgive me. All adults, whether they are a parent or not, should have an estate plan. At a minimum, this would include: A Will A Power of Attorney A Health Care Directive You can create one for … Continue reading You Are Being a Bad Parent If…
I've written previously about health insurance in retirement (and 2024 post) for members of Colorado PERA. As we are now in open enrollment for 2025, I thought I would update with 2025 numbers. But first, a little background. PERACare is health insurance that PERA retirees can get through PERA. It is guaranteed issuance (which was … Continue reading PERACare vs. ACA Marketplace: 2025 Edition
I've been doing some financial presentations for educators in various Colorado school districts. As part of the intro to my presentation I reference the fairly typical "90-minute New Employee Orientation" that school districts often provide for new teachers and that, while these are well-intentioned, they usually fall woefully short of what they could (and should) … Continue reading New Teacher (Financial) Orientation
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